Buy Now, Pay Later
PayPal Credit is a service that lets you buy now and pay later. Think of it as a secure, instant, and reusable credit line without the plastic. PayPal Credit is available as a payment option at thousands of online stores and once you link it to your PayPal account, it can be used almost everywhere PayPal is accepted.
You can apply today, or select PayPal Credit as your payment choice during checkout. You’ll be asked to provide your date of birth and your Social Security number, and then to agree to the terms and conditions. You’ll know within seconds if you are approved. PayPal Credit is subject to credit approval and offered by Comenity Capital Bank.
Easy to use.
There are no account numbers to enter or long credit applications to fill out. PayPal Credit is available within the checkout process. Plus, when you link your PayPal Credit and PayPal accounts, you can use PayPal Credit (and get more time to pay) at most places PayPal is accepted—both offline and online.
Enjoy special financing offers. Special financing offers give you the flexibility to buy more of what you want and choose how you want to pay—in full, or by spreading out your payments over time. (Offers vary depending on how much you spend).
To apply simply use paypal and choose paypal credit as your option.